In Islam..is it ok for male and female to chat online with each other?

Q:

A: The whole reason behind men adnd women not talking is temptation....sex. Sometimes things just happen (heat of the moment) even when you intend for the exact opposite. Now online...how can anything happen? Worst case scenario is you jump in your car and plan to drive to the persons house, but then you have some time to settle down.

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