When do your sins officially get counted?

Q: At the start of physical development (breasts, voice etc) or At the start of periods? And, what if, you're a Muslim from birth, but nobody ever tells you about Islam and about which thing is a sin, and you commit sins even after puberty, because you didn't know, would it be counted? (as a sin?)

A: right when you know the difference between right and wrong.

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