Q: My fiance and I are getting married next September. We need to save up as much as possible. We usually do christmas for everyone. But it cost about $500. That's a lot of money. We were thinking about only buying for the kids in the family. Maybe getting a family pic with him, me and our daughter to pass out to the adults. Would it be ok?

A: I don't think it is horrible at all. We have had to do that in the past. But you should let people know, explain why you are only giving to the kids this year (since Christmas and presents are so important to them) and it wouldn't be a bad idea to tell them, in some way, since you are unable to give to the other adults that you do not expect anything in return. I know the couple years we did it the adults were relived because they were strapped for cash that year too. And considering the economy right now.... Since they know you are saving for a wedding, and you explain why you can not give adult gifts this year, they may give you a Christmas gift that contributes to your wedding anyway to help you out! I think the picture idea is a good one too! Find some inexpensive frames to put them in as well and wrap it.